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Chapter 2 - The Confrontation at the Door

When Taylor pulled up to the curb outside my apartment complex, Derek’s charcoal sedan was already parked in the driveway.

He was standing near the front steps, pacing back and forth on the walkway, holding a familiar bouquet of white lilies—my favorite flowers. He looked disheveled. His tie was loosened, his sleeves rolled up, his hair messy in a way that he usually reserved for moments when he wanted to look vulnerable and overworked.

As I stepped out of Taylor’s car, using a sleek black cane to support my bandaged leg, Derek turned around quickly. His face lit up with relief—a practiced, handsome expression of guilt mixed with desperate hope.

"Katie!" He rushed forward, dropping the flowers onto the hood of his car as he reached for my arms. "Oh God, Katie, I’ve been calling you for hours. Why weren't you at your mom's? I was so worried about—"

"Don't touch me, Derek," I said calmly, taking a deliberate step back and setting the tip of my cane between us.

His hands hovered in the air, his expression freezing.

"Katie, please," he began, his voice taking on that familiar, soothing tone he had used every time we fought over Natalie. "I know you're furious. I know how terrible it looked on the road. I swear to you, I didn't mean to leave you there. Natalie was having a hyperventilation episode—she couldn't breathe, Katie! The EMTs said—"

"The EMTs said she had elevated heart rate from minor anxiety," I interrupted, staring into his eyes. "And her driver was told to park directly behind my SUV by your mother."

Derek’s jaw slackened slightly. A tiny flicker of uncertainty crossed his features before he quickly smoothed it over.

"What are you talking about? My mother was at the church venue—"

"Your mother sent the dispatch email to alter the convoy route at 8:42 AM," I said, my voice steady, carrying clearly across the quiet driveway. "She diverted two hundred wedding guests through a heavy construction zone so Natalie could put on a show."

"That’s ridiculous!" Derek let out a sharp, incredulous laugh, waving his hand dismissively. "Who told you that? Taylor? Katie, Taylor has always hated my family! She’s filling your head with crazy conspiracies because she wants us to break up!"

"Taylor didn't make up the dispatch logs, Derek," I said smoothly, reaching into my handbag and pulling out a single folded sheet of paper—a photocopy of the bank statement. "And she didn't write this, either."

I held the paper out.

Derek looked down at it. When his eyes registered the letterhead of the private holding company and the six-figure figure stamped in bold black ink, every drop of color drained from his face.

"Where... where did you get this?" he stammered, his voice dropping an octave, losing its confident, persuasive pitch.

"Three hundred thousand dollars," I said, reading the numbers aloud. "Transferred from our joint house fund into 'N-Val Holding LLC.' Registered to Natalie Vance. Authorized by Derek Davis."

"Katie, listen to me—"

"No, Derek. You listen to me," I commanded, stepping forward, forcing him to take a step back. "For six years, I listened to you tell me that I was the strong one. I listened to you tell me that your mother needed five hundred dollars a month for medicine. I listened to you tell me that Natalie was fragile, that she had no one, that she was practically family."

I tilted my head, looking at him as if seeing him clearly for the very first time.

"You didn't leave me on the side of the road because you were worried about her health. You left me because you thought I was too broken, too humiliated, and too proud to ask questions. You thought I would just sign the cancellation papers, cry in my room, and let you keep the condo and the money."

"It’s not what you think!" Derek panicked, reaching out to grab the paper, but I pulled it back swiftly. "That money was an investment! Natalie’s father left her with debt—she was going to lose her house! I was just helping her set up a business so she could pay it back! I was going to put the money back into our account before the closing date on the house!"

"With what interest rate, Derek?" I asked softly. "The interest rate of my life?"

He stood frozen on the pavement, his mouth open, no words coming out.

"I’ve already changed the locks on the apartment," I continued smoothly. "Your personal clothes are packed in three boxes in the garage. My lawyer will be contacting you at nine o'clock tomorrow morning regarding the immediate liquidation of the condo and the recovery of the stolen three hundred thousand dollars."

"Stolen?!" Derek gasped, his eyes wide with genuine panic now. "Katie, we were engaged! We were sharing accounts! You can't sue me for stealing from a joint account!"

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"I didn't file a civil suit, Derek," I said, leaning lightly on my cane as I turned back toward Taylor’s car. "My lawyer filed a formal report for corporate fraud and grand larceny with the state prosecutor's office forty minutes ago."

Derek stared at me, his face pale, his hands trembling at his sides. For the first time in six years, he had absolutely nothing to say.

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